Finding The Right Insurance Agent And The Right Insurance Sales Agent

An insurance agent is a licensed professional who represents an insured individual for compensation on behalf of the client. An insurance agent can be found in many places, both in person and on the Internet, however the most convenient way to find an agent is by using the Internet. Insurance agents are licensed by states to sell insurance and must be fingerprinted before working in that state. It is the responsibility of the client to make sure the agent has met all of the state’s licensing requirements. Have a look at Miller Hanover Insurance¬†for more info on this.

To find the right insurance agent, a long-term client should look for a professional who represents that policy as long as they are alive, regardless of whether they move or not. A good insurance agent will have a long list of satisfied clients who will vouch for their efficiency and quality of service. An insurance sales agent may also have references from past clients to recommend them. This long-term client may also know of insurance agents who can offer the type of coverage a client needs or wants, without committing to a long-term policy.

Another factor to consider when looking for an insurance agent is whether or not they receive renewal incentives. Many captive agents get an increased bonus each year that a client maintains with them for five years or more. Insurance sales incentives are a great way to keep agents interested in your area. For example, a captive agent may get a larger commission if the client needs to renew their car insurance every five years as opposed to the agent getting a commission on one renewal alone. Incentives can help all agents stay active and aware of what is happening in their areas of business.